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Don't forget to factor in closing costs when considering a home sale or purchase. Russell Perlowski, People's Choice Realty (Lic. in Florida) is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at (813) 505-7460 if your needs include a real estate pro ready for the business side of buying and selling.
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Closing costs you should expect
There are certain standard fees linked to closing the sale of a house. These fees are usually split between the buyer and seller, as dictated in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through your process.
Closing costs that are tied to financing
(Details)
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
Taxes commonly paid at closing (Details)
- Property Taxes
- Transfer Taxes and Recording Fees
At closing, these fees are often due (Details)
- Homeowners Insurance
- Flood or Quake Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
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Sellers: As we negotiate your sale, not only will I work to get the optimal sales price, but I'll also push for limited closing costs. And once we've reached an agreement, I'll describe in detail the closing costs so you are informed of exactly where your money is going.
Buyers: When purchasing a home in Pasco County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not surprised when you get to the closing table. I'll be willing to go through the GFE with you, answering your questions and highlighting any estimates that are uncertain.
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